World’s first blockchain-powered mobile wallet — mWallet

Seamlessly Connect Customers to Your Business with the Most Secure, Scalable, and Cost-Efficient Mobile Wallet


Benefit from the Most Advanced Set of Features

Built on nCore, mWallet ensures optimum performance and maximum security for:

Multicurrency & CBDC

Loyalty Points

Merchant Payments

Exchange & Remittance

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Fully customizable features and interface

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Unmatched flexibility to add new features like loyalty programs or bill-splitting

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Configurable to add payment aggregation, payroll, and P2P payments

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Easy third-party integrations of payment gateways, accounting systems, and more

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Expandable into full-fledged mobile banking services or a neobanking solution

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Highly scalable to serve a wide user base with maximum efficiency

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Built-in encryption and immutable record keeping offered by blockchain

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Interoperable with legacy banking systems


An mWallet Powered Solution Licensed by the National Bank of Cambodia


With Cambodia being a competitive market with plenty of new mobile payment service providers on the scene, the business needed a solution to keep operational costs to a minimum and differentiate itself from the competition.


With mWallet’s unique and customizable features, Payluy has gained close to 250,000 registered wallet holders and established an ecosystem of users, including merchants, agents, and recruiters that have benefited from customized features such as cash-in and out, remittance, loyalty points, and referral rewards.

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